Northwest Houston, Cypress and Spring real estate and homes for sale in Texas - The Kay Townend Team, REALTOR® The Kay Townend Team REALTOR(r) for Northwest Houston, Cypress and Spring, Texas real estate - NUMBER1EXPERT™ The Kay Townend Team NUMBER1EXPERT(tm) for Northwest Houston, Cypress and Spring, Texas real estate
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The Kay Townend Team, REALTOR®, real estate agent and broker for Northwest Houston, Cypress and Spring Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Our Special Offers: Northwest Houston, Cypress and Spring Texas home buying, real estate listings, and homes for sale in Harris County, TX
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Special Offers From Us To You! 

Just for you, we've assembled some Special Offers. Choose one or all! 

Buyers Want Your Home for as Little as Possible.
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Real Estate Tips
Foreclosures >5. What Happens During the Foreclosure

  1. Missed payments. The first sign that foreclosure is coming is when a homeowner gets behind on their house payments. Lenders usually understand if a homeowner falls behind on one or two payments and will offer repayment plans so the homeowner can get back on track. However, if they don’t, the foreclosure process will continue.
  2. Lender notices. After a homeowner misses payments, the lender will get in contact with them either by mail or phone. (The timeframe depends on the lender.) The lender will most likely want to avoid foreclosure as much as the homeowner, so this dialogue can benefit the homeowner in finding alternatives to foreclosure.
  3. Options are discussed. The homeowner and the lender can brainstorm ideas on how to rectify the situation. If the homeowner and the lender can come to an agreement on payments to get the mortgage back on track, the situation is resolved and foreclosure is avoided.
  4. Foreclosure filing. If there is no solution to the process, the lender will begin filing a lawsuit to foreclose on the home. This brings the question of foreclosure before a judge. During this process, a title search must occur to make sure if the lender is permitted to foreclose and is not engaging in unjustified foreclosure. In some jurisdictions, court-ordered mediation must take place between the lender and the borrower after the borrower is served with the foreclosure suit, but before the final foreclosure decision, as a last-ditch effort to avoid foreclosure.
  5. The home is foreclosed on. The lender resumes all rights and responsibilities of the property. The previous homeowner no longer owns the home.
  6. Foreclosure auction. Usually, the house will then go to a foreclosure auction to be sold. In order to get rid of the home fast, the lender can sell the home at a lower price.

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Real Estate Trivia
Q 
Which home is considered the ultimate in California craftsman-style architecture?

A 
Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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The Kay Townend Team, REALTOR®, real estate agent and broker for Northwest Houston, Cypress and Spring Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Townend Team
RE/MAX VINTAGE

http://www.REMAXVintage.com
10130 Louetta Road, Suite J
Houston, TX. 77070
Main office: 281-376-9900 Ext. 111
800-260-9240 Ext. 111
Fax: 281-320-5830
Direct office: 281-205-1888
Email: Kay@KayTownend.com

The Townend team brings a combined wealth of experience. Practicing real estate in Houston since 1980 and Top Producers in listing and selling residential real estate. We list and bring buyers for over one hundred and twenty homes each year in your area. When you hire the Townend Team, you get the benefit of all those years of experience. Call or email us today!


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