Northwest Houston, Cypress and Spring real estate and homes for sale in Texas - The Kay Townend Team, REALTOR® The Kay Townend Team REALTOR(r) for Northwest Houston, Cypress and Spring, Texas real estate - NUMBER1EXPERT™ The Kay Townend Team NUMBER1EXPERT(tm) for Northwest Houston, Cypress and Spring, Texas real estate
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The Kay Townend Team, REALTOR®, real estate agent and broker for Northwest Houston, Cypress and Spring Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we're top real estate experts. E-mail us kay.townend@pdq.net.


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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
Where was the first hotel built in the US?

A 
The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink.
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The Kay Townend Team, REALTOR®, real estate agent and broker for Northwest Houston, Cypress and Spring Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kay Townend Team
RE/MAX Suburban N.W.

11550 Louetta Road, Suite 1200
Houston, TX. 77070
Main office: 281-376-9900 Ext. 111
800-260-9240 Ext. 111
Fax: 281-320-5830
Direct office: 281-205-1888
Email: Kay@KayTownend.com

Kay Townend brings a wealth of experience with her, having practiced real estate in Houston since 1980 and been a Top Producer every year in listing and selling residential real estate. Kay lists and brings buyers for over one hundred and twenty homes each year in your area. When you hire Kay Townend, you get the benefit of her twenty five plus years of experience. To paraphrase past clients: "Kay Townend knows what she is doing, she loves what she is doing and she believes in what she is doing." Call or email her today!


“It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.”

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RE/MAX Suburban N.W. real estate and homes for sale in Northwest Houston, Cypress and Spring Texas

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