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Financing Options
Market conditions and mortgage programs change frequently, and we welcome the opportunity to serve your needs with quick and accurate real estate financing advice. We have the expertise and knowledge to help you determine the absolute best loan program to meet your objectives. Ensuring that you make the right choice for you and your family is our ultimate goal. And we are committed to providing our customers with mortgage services that exceed their expectations. We hope you'll browse our website, check out the different loan programs we have available, use our decision-making tools and calculators, and apply for a loan using the online application. After you've applied, we'll call you to discuss the details of your loan. As always, you may contact us anytime by phone, fax or email for personalized service and expert advice. We look forward to working with you!
Linda Bindhammer, Home Loan Corporation
First Time Buyers >Making Your Dream Home Come True
Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!
Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.
Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.
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| Q |
What house is considered to be the first house with running water in America?
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| A |
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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 See More Real Estate Trivia > |
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