Meet The Kay Townend Team Kay Townend brings a wealth of experience with her, having practiced real estate in Houston since 1980 and been a Top Producer every year in listing and selling residential real estate. listing and bringing buyers for over one hundred and twenty homes each year in your area. The average Realtor sells seven to ten homes a year. When you hire The Townend Team, you get the benefit of over 30 years of experience. We are eager to share our experience with clients as well as with fellow REALTORS®. To paraphrase past clients: "Kay Townend knows what she is doing, she loves what she is doing and she believes in what she is doing." With Kay, you get the benefit of... 
| • | Her personal email address at kaysteam@kaytownend.com | | • | Fully computerized office systems. | | • | Full time Team including licensed listing agent, licensed buyers agent, and two assistants. | | • | Skilled at developing and maintaining positive client relations. | | • | Knowledgeable about inspections and lender required repairs. | | • | Knowledgeable about appraisal requirements and repairs. | | • | Proficient in sales follow-up and after "contract for sale" service. | | • | Professional relationships established over the years with Realtors, Lenders and Title Companies. | | • | Dedicated to continuing professional education and development. |
 Collette - the buyer's agent for the team stays up to date on the Houston Home Market by previewing new and existng homes. She works with buyers to determine their needs and find the home that is right for them, while also helping in the financial qualification process to ensure the process will run smoothly for both the buyer and the realtor. Collette has been working exclusively with buyers in the real estate industry since 1996. She is a long time Houston area resident and currently lives in the Cypress area.
Sue - the marketing assistant for the team, is responsible for Kay's listings' information, photographs and virtual tours being uploaded to all available web sites, within hours of each listing. Sue's main function is to ensure that there is immediate and maximum exposure in the virtual marketplace for each individual seller's home. Originally from England, she has lived in Houston for 30 years.
Veronica - is our transaction co-ordinator. A vital member of the Kay Townend team, Veronica is here to help sellers from listing to closing, working with agents, buyers, title companies and lenders. Her primary objective is to bring every transaction to a smooth, successful close. Veronica, originally from El Paso has been in Houston for 8 years. Certified in computer business skills, Veronica is fluent in Spanish.
Herma - the team's listing specialist. She works together with Kay listing properties for sellers. Her love of both people and property is immediately apparent, as is her accent. Herma originates from Zimbabwe, Africa and now resides in Tomball, Texas. The newest member of the team, Herma has many years experience in the services and sales arena. Herma is GRI Certified, BPO certified, and Short Sale certified.
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Tax Considerations >Tax Rewards for Homeowners
The Federal Tax Code has significantly improved the American taxpayer's ability to profit by selling a principal residence. Prior to 1997, homeowners could take advantage of a tax benefit termed the "rollover", which granted exemption from capital gains taxes on the net profit from the sale of a home. Homeowners who used profits to purchase a bigger and better home did not have to pay tax. And homeowners over the age of 55 were given a once-in-a-lifetime exclusion from taxes on profits of up to $125,000 on the sale of their principal residence.
Compare those tax breaks with our current, streamlined and potentially more profitable arrangement that replaced both the rollover and the one-time exemption. If you are a married home-seller filing jointly, you may enjoy up to $500,000 in tax-free home sale profits, provided you have occupied the property as your principal residence during two of the last five years. Taxpayers who file singly get a $250,000 capital gains exclusion. Homeowners are eligible to exclude capital gains on the sale of a principal residence as often as once every two years.
The law allows capital gain exclusions whether you "buy up" to a more expensive home or "buy down" to a less expensive one. The tax-free dollars can be used in any way you want. Consult your tax advisor for detailed advice about your particular circumstance.
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What is a Buyer Broker?
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A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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